Liability Insurance in Providence RI
HIG proudly provides comprehensive Liability Insurance in Providence RI
How do you know if you need Liability Insurance? It’s actually quite simple to figure out. If you are a business owner of any type or size of company, then you require liability insurance coverage. However, determining the type of policy and coverage that is appropriate for your company is a much more complicated question. That’s why it’s crucial to connect with an experienced business insurance professional who can make sure that you have the proper protection in place.
Our team at HIG has worked with small to medium-sized businesses like yours in Providence RI and the surrounding communities to evaluate their level of risk and to outline the best plan to keep their businesses safe. With over 100 years of combined industry experience, you can rest assured that our experts will find you excellent and cost-effective liability insurance products to protect your business from the financial losses that can result from lawsuits related to personal injury, property damage, or negligence.
At HIG, we can understand how frustrating it can be to explore the liability insurance landscape on your own. The great thing is, when you partner with HIG, our team will always be here to help. Our local team of agents will work closely with you to design a personalized insurance plan that covers the exposures unique to you and your business.
The HIG Team Specializes in the Following:
- Liability Insurance in Providence RI
- Professional Liability Coverage in Providence RI
- Commercial Coverage
- Business Insurance
- General Business Liability Coverage
- Coverage for Contractors
- Commercial Property Coverage
- Commercial Fleet/Auto Coverage
- Commercial Excess Insurance
- Workers’ Compensation Coverage
- And Much More…
Liability Insurance in Providence RI
Many companies find it difficult to imagine a situation where they would need to protect themselves against a legal claim for injury, damage, or negligence. At HIG, we understand why this seems so unlikely to you. Just like us, you are committed to providing the best service and products to your customers. You may wonder how this commitment to delivering quality products and services could ever lead to a legal claim. Imagine a situation where a customer is entering your workplace and trips over a corner of a rug resulting in an injury. Regardless of if there is no negative intention involved, you are most likely to be found liable for such an accident. In addition, your business could be held responsible for any medical and legal expenses, as well as compensatory and punitive damages as a result of the claim. Due to both the troubling frequency of lawsuits these days and the considerable financial impact one can have on your business, a policy for general liability insurance in Providence RI is one of the most important insurance products your business can have.
Find out more about liability insurance in Providence RI and what it could mean for your company.
Why Professional Liability Coverage is Crucial Too
Professional Liability Insurance, also commonly known as Errors & Omissions, generally protects your business from claims of negligence, misrepresentation, violation of good faith and fair dealing, and inaccurate advice. These kinds of legal claims can be extremely costly for you, the company owner, no matter your profession, and are typically not included under a general business liability insurance policy. At HIG, our business insurance professionals have worked with many professional advice- and service-producing companies in Providence RI and the surrounding communities to structure the best Professional Liability Insurance policies for them at the most competitive rates. This important coverage is designed to cover the full cost of defending against claims and to cover damages awarded in a civil lawsuit should you, your employee or the product you manufacture or sell fail to perform for a customer. Discuss the benefits of professional liability insurance in Providence RI with an HIG agent today. We will show you how this coverage can minimize your company’s risk and financially protect your business or practice from a damaging legal claim.
Read more about general liability coverage and our additional business insurance offerings. Are you ready to find the proper coverage you need? Request a free consultation from our team of experienced professionals today!
Why Our Clients Respect HIG
When you partner with HIG for your commercial insurance needs, you will work with a local team of experienced experts who are fully committed to the wellbeing of your business. We take great pride in providing every customer with the personal attention they deserve, because for us, there is nothing more important than our customers and serving their business or personal insurance needs. You can count on our team to always be there for you, to make it convenient and easy to work with us, and to alleviate any stress should a difficult situation arise with a claim against you, an employee, or your business. With a wide-range of business insurance solutions, benefits, and affordable options, HIG is ready to go to work for you. Whether you are a sole proprietor, employ just a few key employees, or have hundreds of people on your payroll, we will undertake a thorough risk assessment to uncover gaps in your current policies and identify additional high-quality insurance options to safeguard you from unnecessary exposure. If you would like to save time and money on your total business insurance program, and discover some peace of mind, then please contact our team today.
Locations We Serve
South Coast MA, Fall River MA, Somerset MA, Acushnet MA, Swansea MA, Dighton MA, Assonet MA, Fairhaven MA, Lakeville MA, Freetown MA, Myricks MA, Rehoboth MA, Taunton MA, Westport MA, Seekonk MA, Dartmouth MA, Berkley MA, Bristol RI, Middletown RI, Portsmouth RI, Providence RI, Tiverton RI, Little Compton RI, Barrington RI, Warren RI, and many more.