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Car Insurance in South Coast MA and RI

Drivers of all ages trust HIG with their car insurance needs

At HIG, we are happy to share our in-depth industry knowledge with car insurance seekers to make sure they understand the ins and outs of their auto policy coverage, premium, and more.

Our experienced and local Fall River team will walk you through your state’s minimum car insurance requirements and help you explore the benefits of selecting enhanced vehicle coverage options, such as minimum and optimal limits and eligible endorsements, as well as discounts like Disappearing Deductible, Accident Forgiveness, and Bundle and Save. You can always count on HIG for straight talk about car insurance.

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Video Transcript

Our resident personal insurance guru, Paul Burke, recommends just how much car insurance you should have.

1. Bodily Injury Liability Insurance

Purchase, at minimum, 250-500 thousand dollars of bodily injury liability coverage or higher if you can afford it.

2. Personal Injury Protection

Purchase, at minimum, 25 thousand dollars of extra medical payments coverage.

3. Uninsured Motorist

Purchase a minimum of 250-500 thousand dollars uninsured motorist coverage.

4. Property Damage Liability

Purchase a minimum of 250 thousand dollars per accident of property damage liability coverage.

Not sure you have the right amount of coverage? Contact HIG today.

Spend just 15 minutes with us to learn more about available car insurance discounts and coverages, including:

  • Bundling Auto & Home With The Same Insurance Carrier
  • Disappearing Deductible
  • Accident Forgiveness
  • Multi Car Individual/Spouse
  • New Customers
  • Automatic Bill Pay/Pay In Full
  • Energy-Saving Hybrids Or Electrics
  • Advanced Driver Training
  • Military Away
  • Motor Club Membership
  • New Auto Replacement Cost
  • Auto Loan/Lease Gap Coverage
  • Pet Coverage
  • A Student Away At School
  • Good Student Discount
  • Low Mileage Discount
  • Group Discounts

Put the experience of our Fall River agents to work for you

The HIG team has access to a variety of regional and national insurance carriers that offer top-quality car insurance solutions. After asking you just a few simple questions about your driving behaviors, we will go out and get several competitive quotes from companies that we believe can best meet your needs and budget.

Once you’re our client, we will continue to monitor your auto insurance rates and benefits and keep on top of any new products or cost-saving discounts that might be available to you and other drivers in your household. You can count on HIG to be here with valuable advice and guidance if you require coverage for a new driver in the household, when you purchase or lease a vehicle, and, most importantly, if you ever need to file a claim.

Please call us at (508) 676-5949 for a complimentary assessment of your existing car insurance policy or to get a free quote.

Car Insurance Straight Talk

What Is a Disappearing Deductible?

If you’re in an at-fault car crash, you’ll be responsible for your car insurance deductible before your insurance carrier will cover any of the repair costs. By adding the Disappearing Deductible to your policy, you may significantly reduce your out-of-pocket amount.

What Coverage and Limits Are Required?

It’s important for Massachusetts and Rhode Island drivers to understand their state’s minimum car insurance coverage requirements, the protection provided by these coverages, and the coverage gaps left by purchasing only minimum coverage.

Which Additional Coverage Options Are Needed?

Buying only your state’s minimum car insurance coverage and limits can leave you with risky coverage gaps that could cost you if you get in an accident. Add valuable protection, and potentially save money, with these five car insurance coverage options.

Why Choose Accident Forgiveness?

This increasingly popular car insurance option may save drivers money. If you get in a car accident and have Accident Forgiveness on your policy, you could avoid the crash-related penalties that insurance companies often hit you with at policy renewal time.

We are ready to help you find the best insurance policy.