Whether you’re just about to purchase a starter home, or you’ve been in the same house for decades, the team at HIG believes it is very important for you to know about the invaluable benefits of having the guaranteed replacement cost endorsement.
If you’re starting to feel a winter chill in the air, then now is the perfect time to make sure that your home —and everything in it—is safe from the most common hazards of the season. From freezing rain and ice to heavy sleet and snow and drastically fluctuating temperatures, your house can take a serious beating during this time of year. But of all the perils of winter, perhaps the most harmful threat to your home is the infamous ice dam. Every year in New England, ice dams cost homeowners millions of dollars and cause serious property damage.
You thought you took the necessary steps to protect your home from freezing temperatures, but now you’re dealing with a burst pipe. What should you do? First of all, stay calm. Then, follow these steps. Shut off your water and potentially your electricity If a pipe bursts in your home, the first thing you should do is turn off your water to minimize flooding damage. Every homeowner should know where the main water valve is. Find it and shut it off immediately! If necessary, you should also turn off electricity to the areas of your home where the flooding is
The balmy December temperatures may have given you hope, but don’t let them fool you—the snow is coming. It’s important that you brush up on the basics of winter driving now, before the snow hits. We’ve made it easy for you by compiling the five essentials of safe winter driving. Snow Tires If you live in New England, you need snow tires. All season tires are a compromise of the best assets of each type of tire—while they are better than a standard road tire, only a snow tire is designed to excel in winter conditions for more than three