If you’ve had access to a TV or computer this past month, then you’ve probably heard about the latest flash from the past, Pokémon GO. The game, which was released earlier this month, has quickly become a phenomenon, with players of all ages racing to catch ‘em all. And while the game has been associated with a lot of positive outcomes, like getting people to be active and engaged in their community, certain safety concerns have also been raised. Don’t get burned by a Charizard — or one of these safety hazards while playing: Be aware of the cyber implications.
It’s time to pull out the bathing suits and sunblock — summer officially starts on June 20th! Living along the South Coast and in Rhode Island, we’re lucky to have so many amazing beaches within driving distance, making it easy to turn any day into a beach day! As your personal insurance experts, HIG’s goal is to help ensure that your summer is safe and full of fun, which is why we’ve put together some important water safety tips to keep in mind before hitting the beach. Water Safety for Kids Parents should pay special attention to their children when visiting the
The weather’s warming, trees are in bloom, and the road is calling your name. It’s May — happy National Motorcycle Safety Month! Before you hit the open road, it’s important to be prepared. We’ve put together some vital safety tips for motorcycle drivers to keep in mind: Dress for Success In Massachusetts, both motorcycle drivers and passengers are required by law to wear helmets. And while motorcycle helmet laws differ from state to state, smart riders know that you should always wear one. But with so many helmets on the market, it can be hard to choose the right one.
From deciding on a scope of work to figuring out a budget, there are several issues every homeowner has to worry about when contemplating a home renovation project. In the haze of planning, it’s crucial to remember to check in with your homeowners insurance agent first! Here are a few tips to keep in mind before beginning any renovation project: 1) Contact your insurance agent first. One of the first and most important steps to take when planning a home renovation is talking to your insurance agent. They can review your homeowners policy to help you determine how much additional
When you’re a small business owner, there are a million and one things you have to worry about everyday. Having the right kind of insurance can ease some of those worries while protecting you from mishaps ranging from employee injury to fire. Here are seven types of insurance that every business owner should have. General Liability Insurance Regardless of what kind of business you are, you should definitely have General Liability Insurance. It will protect you, your employees, and your business against expenses related to bodily injury or property damage and covers things like legal costs and medical bills. Worker’s
You thought you took the necessary steps to protect your home from freezing temperatures, but now you’re dealing with a burst pipe. What should you do? First of all, stay calm. Then, follow these steps. Shut off your water and potentially your electricity If a pipe bursts in your home, the first thing you should do is turn off your water to minimize flooding damage. Every homeowner should know where the main water valve is. Find it and shut it off immediately! If necessary, you should also turn off electricity to the areas of your home where the flooding is
Along the South Coast of Massachusetts and Rhode Island, there is a high potential for flooding as a result of increasingly violent storms. High winds, downbursts, and fast-moving water are just a few examples of forces that increase the risk of water damage inside your home. Even with our close proximity to the water along the coast, most people don’t realize that flood insurance is not covered in your a homeowners insurance policy. Here at HIG Insurance, we’ve worked to protect homeowners from flood damage for more than 100 years. The first step to protect your coastal home is to
The balmy December temperatures may have given you hope, but don’t let them fool you—the snow is coming. It’s important that you brush up on the basics of winter driving now, before the snow hits. We’ve made it easy for you by compiling the five essentials of safe winter driving. Snow Tires If you live in New England, you need snow tires. All season tires are a compromise of the best assets of each type of tire—while they are better than a standard road tire, only a snow tire is designed to excel in winter conditions for more than three
The holiday season in New England is a beautiful and festive time of year. From Christmas trees to holiday lights to family gatherings, you’ll always notice more smiles around the holidays! But there are also some safety hazards that come with food, travel, and trimmings. Decorate safely and keep your holidays merry and bright with these five holiday safety tips. Avoid The Gift of Food Poisoning Few things can mar a festive family dinner more than a bout of food poisoning! Keep your cooking top notch with these guidelines from U.S. Department of Health and Food Services: Do not wash
Ice dams are a very real problem that you will most likely face if you own a home in Massachusetts. While ice can be lovely for skating, it can quickly ruin your home if you don’t take the proper precautions. Luckily, we know all about ice dams! Follow our suggestions and you can rest easy knowing that even if we see a repeat of last year’s winter, you won’t have to worry about ice dams ruining your home. What’s An Ice Dam? Great question! An ice dam occurs when water from melting snow runs down your roof then refreezes, causing