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How to Reinforce Your Home to Resist Flood Damage

Along the South Coast of Massachusetts and Rhode Island, there is a high potential for flooding as a result of increasingly violent storms. High winds, downbursts, and fast-moving water are just a few examples of forces that increase the risk of water damage inside your home. Even with our close proximity to the water along the coast, most people don’t realize that flood insurance is not covered in your a homeowners insurance policy. Here at HIG Insurance, we’ve worked to protect homeowners from flood damage for more than 100 years. The first step to protect your coastal home is to

Winter Driving Safety Tips

The balmy December temperatures may have given you hope, but don’t let them fool you—the snow is coming. It’s important that you brush up on the basics of winter driving now, before the snow hits. We’ve made it easy for you by compiling the five essentials of safe winter driving. Snow Tires If you live in New England, you need snow tires. All season tires are a compromise of the best assets of each type of tire—while they are better than a standard road tire, only a snow tire is designed to excel in winter conditions for more than three

5 Tips for a Safe and Happy Holiday

The holiday season in New England is a beautiful and festive time of year. From Christmas trees to holiday lights to family gatherings, you’ll always notice more smiles around the holidays! But there are also some safety hazards that come with food, travel, and trimmings. Decorate safely and keep your holidays merry and bright with these five holiday safety tips. Avoid The Gift of Food Poisoning Few things can mar a festive family dinner more than a bout of food poisoning! Keep your cooking top notch with these guidelines from U.S. Department of Health and Food Services: Do not wash

Everything You Need To Know About Ice Dams

Ice dams are a very real problem that you will most likely face if you own a home in Massachusetts. While ice can be lovely for skating, it can quickly ruin your home if you don’t take the proper precautions. Luckily, we know all about ice dams! Follow our suggestions and you can rest easy knowing that even if we see a repeat of last year’s winter, you won’t have to worry about ice dams ruining your home. What’s An Ice Dam? Great question! An ice dam occurs when water from melting snow runs down your roof then refreezes, causing

The Basics of Fire Prevention: National Fire Prevention Month

October is National Fire Prevention Month! Is your home protected? Most everyone has some semblance of fire prevention in their home, even if it is just a few fire alarms with aging batteries. While “stop-drop-and-roll” may be all you needed to know as a child, as an adult it’s time to step up your game. Fortunately, we’ve compiled everything you need to know about effective fire prevention in this article—complete with a few tips from our very own Paul Burke, who spent 35 years as a firefighter! Fire Alarms: Location, Location, Location A working fire alarm is the crux of

How To Protect Your Car And Home From Hail

Severe weather can strike at any time–as we saw a few weeks ago when golf ball sized hail took Massachusetts by storm in the middle of summer. If you’ve experienced a hailstorm you know that these small balls of ice are much more dangerous than they look. The rare form of precipitation is also the most dangerous, and even small sized hail can cause substantial damage to the unprepared car or home. The average hailstorm lasts about five minutes, but according to reports by the National Weather Service, hail causes upwards of a billion dollars worth of damage every year.

5 Reasons You Need Rental Insurance

The adage “safety is priceless” is rarely more apt than when it’s used to describe rental insurance. A lot of times it takes a loss before you realize that while rental insurance in Fall River or the surrounding communities isn’t always mandatory, it is always necessary. Many Fall River residents learned this the hard way after a devastating winter of intense snowfall left many apartments flooded due to ice dams and their belongings damaged. If you are getting ready to move into a new apartment and don’t have rental insurance, here are five reasons getting a quote is the right

5 Summer Boating Safety Tips

Summertime is all about water—water to hydrate, sprinklers to cool down, beaches to listen to waves and boats for adventure. Water can be your best friend but also your most unpredictable one. Every time you go on a boat it’s a new experience. A boat can be a big investment but with the proper care and liability insurance a boat can transform your summer time activities. Stay safe with these five tips for boating safely this summer. 1. Pre-Departure Checklist If it’s a vehicle there is always a safety checklist. Just like when you check your mirrors when you get

HIG Gets Social

As a local insurance agent that has been around for more than a hundred years, we’ve seen a lot here at HIG. We’ve seen the evolution of technology since the WWW first came out over 20 years ago. We’ve seen phone calls turn into Yelp reviews and #hiring turn into a hashtag on Twitter. The one thing that has not changed is our desire to be more connected with our community, and to be there for you with the latest news and tips 24/7. Which is why we’re excited to announce that you can be more connected with HIG than