As a medical professional, you no doubt already carry medical malpractice insurance. In most states this insurance is not only essential for physicians and other health care service providers, but also a legal requirement. However, while your malpractice insurance will provide you with coverage for liability arising from disputed services that result in a patient’s injury or death, this is certainly not the only insurance product that you need to protect yourself, your business and your employees. Learn more about the various coverages you may need and how HIG can help you find the best insurance options for medical offices and health care practices.
It seems like just yesterday you were holding their hand to cross the street and helping them tie their shoes, but now your child is officially a teen, and with that comes a new and exciting chapter — driving! Here at HIG, we know handing over the keys to your teen is a big deal and that’s why we’re here to help make sure you and your teen are ready for this new freedom and responsibility.
Whether you’re a manufacturer of textiles and fabrics, niche high-end products, medical sutures, lighting fixtures, eco-friendly apparel, or any other Massachusetts and Rhode Island domestically-made products, there are always a number of constant, growing, and emerging risks that your company faces, from product quality and contamination issues to breaches of technology.
It’s officially spring and that means it’s the perfect time to dust off the remnants of winter and welcome the warmer weather into your home. While some get to work reviving their lawns and cleaning out gutters, here at HIG we believe that spring cleaning time is also a great opportunity to take note of your personal belongings through a home inventory! Imagine trying to remember the details of your belongings after a devastating claim. A home inventory clearly documents all of your possessions and their value, which can help expedite the claims process, especially when our memory may fail
It’s that time of year again — cold and flu season is in full swing. Unfortunately, these types of illnesses can spread quickly, especially for people working in close quarters. While the workplace can be a perfect environment for the spread of germs, there are things you can do as a business owner to maintain your health and the health of your employees. Here are some useful tips to help contain the spread of the flu this winter. Encourage Employees to Get a Flu Shot So far this year, there have been thousands of influenza cases in Massachusetts. According to
Every year when the clock strikes midnight and the new year begins, people vow to make changes. New year’s resolutions range from getting healthy, to spending more time with family, to saving money — all great goals to set! But you might be forgetting to include some other important intentions. Here at HIG, we want to make sure you start off 2018 right by being properly insured, which is why we’re offering a few insurance resolutions to accomplish this year. Review & Adjust Your Policies A lot can happen in a year, making now a great time to review your
Winter’s arrival is no surprise to New Englanders, yet many of us still aren’t fully prepared for its return. If you put in the time now to get your home ready for cold winter weather, however, you can worry less later. Here are some big things you should take care of now to winterize your home in New England and ensure a cozy and safe winter.
Do you sometimes wish you had a rewind button? We’ve all had those mornings where we’re rushing to get to work and finishing our breakfast in the car. Sometimes you get there just fine, and sometimes you end up with coffee stains down your shirt. But what if suddenly the worst were to happen — in the flash of a second you’ve gotten into an accident.
Living along the coast means beautiful views of the ocean and the wonderful smell of salt in the air. However, the closer you live to the water, the higher your risk of flooding becomes. In the wake of recent natural disasters like Hurricanes Harvey, Irma, Jose and Maria, HIG wants homeowners to understand the importance of having flood insurance in Massachusetts and Rhode Island, especially considering that 80% of homeowners affected by Hurricane Harvey, unfortunately, did not have flood insurance. We sat down with insurance agent and HIG partner, Paul Burke, to answer homeowners’ most common questions about flood insurance.
As a small business owner and employer, you have a responsibility to your employees to ensure their health and safety in the workplace. Whether your employment involves operating heavy machinery or typing away at a computer all day, there are always risks. Here at HIG, we want to protect your business and it’s employees, which is why we’re offering tips to maintain a safe and healthy work environment.