Blog

Is Your Home Protected from Water Damage?

A very real threat to you and your bank account is lurking in your home, and there’s a good chance that you are doing nothing to combat it – water damage.

As experienced insurance agents, we know that water damage is one of the most common property damage-related claims, which was our biggest motivator behind this post. Throughout this blog, we will be exploring why water damage is a real risk that every homeowner should seriously consider and how to combat it with modern technology, deliberate preparation, and a little ingenuity.

Home Heating Safety

Temperatures are dropping here in New England — which means more residents are cozying up inside their homes. Here at HIG, we want you and your family to stay warm during the cold months ahead, but we also want you to remain safe, which is why we’re offering important information to keep in mind when heating your home this season.

What Storm Damage is Covered by Home Insurance?

Living in New England, homeowners see their fair share of storms including heavy rainfall, lightning strikes, and strong winds. Without the right insurance coverage, storm damage can be devastating both emotionally and financially for homeowners; which is why it pays to work with a local, knowledgeable insurance agency like HIG Insurance.

Tips To Protect Your Home While You’re Away

The summer months are the perfect time for relaxing, soaking up the sun, and getting away. Once you double check that you’ve packed everything you need for a stress-free vacation, don’t forget to check home security off your list. The last thing you want is to return from your vacation to find that your house has been broken into. Not sure where to start? The HIG team has your back and is here to offer some helpful tips you can take to protect your home while you’re away.

Does Homeowners Insurance Cover My Swimming Pool?

When it comes to your swimming pool, homeowners insurance helps in two ways. If your pool is damaged by a covered loss, such as a fire, lightning strikes, or vandalism, coverage for the structure of your home or coverage for personal belongings, can help pay for repairs. Your homeowners policy also offers liability protection, which can help pay for bills related to an injury occurring in or around your pool. However, it is important to note that your policy limits will most likely need to be adjusted to ensure you have the adequate coverage for your swimming pool.

Home Inventory Guide

It’s officially spring and that means it’s the perfect time to dust off the remnants of winter and welcome the warmer weather into your home. While some get to work reviving their lawns and cleaning out gutters, here at HIG we believe that spring cleaning time is also a great opportunity to take note of your personal belongings through a home inventory! Imagine trying to remember the details of your belongings after a devastating claim. A home inventory clearly documents all of your possessions and their value, which can help expedite the claims process, especially when our memory may fail