Personal & Business Insurance Blog | HIG of Massachusetts

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March 29, 2018

Home Inventory Guide

It’s officially spring and that means it’s the perfect time to dust off the remnants of winter and welcome the warmer weather into your home. While some get to work reviving their lawns and cleaning out gutters, here at HIG we believe that spring cleaning time is also a great opportunity to take note of your personal belongings through a home inventory! Imagine trying to remember the details of your belongings after a devastating claim. A home inventory clearly documents all of your possessions and their value, which can help expedite the claims process, especially when our memory may fail

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February 26, 2018

Cold & Flu Prevention Tips

by HIG Staff / Posted in Safety Tips

It’s that time of year again — cold and flu season is in full swing. Unfortunately, these types of illnesses can spread quickly, especially for people working in close quarters. While the workplace can be a perfect environment for the spread of germs, there are things you can do as a business owner to maintain your health and the health of your employees. Here are some useful tips to help contain the spread of the flu this winter. Encourage Employees to Get a Flu Shot So far this year, there have been thousands of influenza cases in Massachusetts. According to

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January 25, 2018

2018 Insurance Resolutions

by HIG Staff / Posted in Commercial Lines, Personal Lines

Every year when the clock strikes midnight and the new year begins, people vow to make changes. New year’s resolutions range from getting healthy, to spending more time with family, to saving money — all great goals to set! But you might be forgetting to include some other important intentions. Here at HIG, we want to make sure you start off 2018 right by being properly insured, which is why we’re offering a few insurance resolutions to accomplish this year. Review & Adjust Your Policies A lot can happen in a year, making now a great time to review your

Photo of the entrance of a home with snow in their front yard

December 21, 2017

5 Tips to Winterize Your Home in New England

by HIG Staff / Posted in Personal Lines

Winter’s arrival is no surprise to New Englanders, yet many of us still aren’t fully prepared for its return. If you put in the time now to get your home ready for cold winter weather, however, you can worry less later. Here are some big things you should take care of now to winterize your home in New England and ensure a cozy and safe winter.

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December 15, 2017

Accident Forgiveness in Massachusetts

by HIG Staff / Posted in Commercial Lines

Do you sometimes wish you had a rewind button? We’ve all had those mornings where we’re rushing to get to work and finishing our breakfast in the car. Sometimes you get there just fine, and sometimes you end up with coffee stains down your shirt. But what if suddenly the worst were to happen — in the flash of a second you’ve gotten into an accident.

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October 24, 2017

Flood Insurance in Massachusetts – A Q&A with Insurance Broker Paul Burke

by HIG Staff / Posted in Commercial Lines, Personal Lines

Living along the coast means beautiful views of the ocean and the wonderful smell of salt in the air. However, the closer you live to the water, the higher your risk of flooding becomes. In the wake of recent natural disasters like Hurricanes Harvey, Irma, Jose and Maria, HIG wants homeowners to understand the importance of having flood insurance in Massachusetts and Rhode Island, especially considering that 80% of homeowners affected by Hurricane Harvey, unfortunately, did not have flood insurance. We sat down with insurance agent and HIG partner, Paul Burke, to answer homeowners’ most common questions about flood insurance.

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August 29, 2017

Tips To Make Your Workplace Safer and Healthier

by HIG Staff / Posted in Commercial Lines, Safety Tips

As a small business owner and employer, you have a responsibility to your employees to ensure their health and safety in the workplace. Whether your employment involves operating heavy machinery or typing away at a computer all day, there are always risks. Here at HIG, we want to protect your business and it’s employees, which is why we’re offering tips to maintain a safe and healthy work environment.

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July 18, 2017

Summer Heat Safety Tips That Will Protect Your Kids & Pets!

by HIG Staff / Posted in Safety Tips

When the sun is in the sky and the weather is heating up in Fall River and the South Coast, most people think of fun days at the beach splashing in the water or relaxing with a good book. While summer generally is a time for fun and relaxation, rising temperatures can also be dangerous if you don’t take the proper precautions. Kids and pets are among the most vulnerable during these summer months, so HIG wants to remind you to follow these summer heat safety tips that will keep your family safe. Kids Summer Heat Safety Children’s body temperatures

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June 27, 2017

Insurance for Coastal Homes Q&A with Paul Burke

by HIG Staff / Posted in Personal Lines

Now that the weather is finally warming up, there’s no denying that the South Coast of Massachusetts and Rhode Island is a great place to live — especially when you consider the beautiful beaches and scenery, fresh seafood, and sense of community found along the coast. Coastal homeowners also enjoy a boost as their home values increase, with many waterfront homes doubling in value over the last 20 years, according to a recent Zillow study. As home values increase, however, so do the costs of insuring these beautiful properties. Luckily, your HIG insurance agent is here to help. While we can’t

Photo of HIG Insurance Agency team member Chris Hadley

May 25, 2017

Business Insurance: Answers To Frequently Asked Questions Many Business Owners Have

by HIG Staff / Posted in Commercial Lines

Here at HIG, we’ve been helping local businesses in Fall River, Somerset, and along the South Coast of Massachusetts and Rhode Island with their business insurance needs for more than 100 years. Over the course of that time, we’ve seen how the business world has changed, and have worked to make sure our insurance offerings evolve with it. We sat down with HIG partner Chris Hadley to go over some of the biggest risks and questions that business owners today have. Read along to learn more about what your business needs to be fully protected. Q. What are some business

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