Living in New England, homeowners see their fair share of storms including heavy rainfall, lightning strikes, and strong winds. Without the right insurance coverage, storm damage can be devastating both emotionally and financially for homeowners; which is why it pays to work with a local, knowledgeable insurance agency like HIG Insurance.
The summer months are the perfect time for relaxing, soaking up the sun, and getting away. Once you double check that you’ve packed everything you need for a stress-free vacation, don’t forget to check home security off your list. The last thing you want is to return from your vacation to find that your house has been broken into. Not sure where to start? The HIG team has your back and is here to offer some helpful tips you can take to protect your home while you’re away.
When it comes to your swimming pool, homeowners insurance helps in two ways. If your pool is damaged by a covered loss, such as a fire, lightning strikes, or vandalism, coverage for the structure of your home or coverage for personal belongings, can help pay for repairs. Your homeowners policy also offers liability protection, which can help pay for bills related to an injury occurring in or around your pool. However, it is important to note that your policy limits will most likely need to be adjusted to ensure you have the adequate coverage for your swimming pool.
It seems like just yesterday you were holding their hand to cross the street and helping them tie their shoes, but now your child is officially a teen, and with that comes a new and exciting chapter — driving! Here at HIG, we know handing over the keys to your teen is a big deal and that’s why we’re here to help make sure you and your teen are ready for this new freedom and responsibility.
It’s officially spring and that means it’s the perfect time to dust off the remnants of winter and welcome the warmer weather into your home. While some get to work reviving their lawns and cleaning out gutters, here at HIG we believe that spring cleaning time is also a great opportunity to take note of your personal belongings through a home inventory! Imagine trying to remember the details of your belongings after a devastating claim. A home inventory clearly documents all of your possessions and their value, which can help expedite the claims process, especially when our memory may fail
Every year when the clock strikes midnight and the new year begins, people vow to make changes. New year’s resolutions range from getting healthy, to spending more time with family, to saving money — all great goals to set! But you might be forgetting to include some other important intentions. Here at HIG, we want to make sure you start off 2018 right by being properly insured, which is why we’re offering a few insurance resolutions to accomplish this year. Review & Adjust Your Policies A lot can happen in a year, making now a great time to review your
Winter’s arrival is no surprise to New Englanders, yet many of us still aren’t fully prepared for its return. If you put in the time now to get your home ready for cold winter weather, however, you can worry less later. Here are some big things you should take care of now to winterize your home in New England and ensure a cozy and safe winter.
Living along the coast means beautiful views of the ocean and the wonderful smell of salt in the air. However, the closer you live to the water, the higher your risk of flooding becomes. In the wake of recent natural disasters like Hurricanes Harvey, Irma, Jose and Maria, HIG wants homeowners to understand the importance of having flood insurance in Massachusetts and Rhode Island, especially considering that 80% of homeowners affected by Hurricane Harvey, unfortunately, did not have flood insurance. We sat down with insurance agent and HIG partner, Paul Burke, to answer homeowners’ most common questions about flood insurance.
Now that the weather is finally warming up, there’s no denying that the South Coast of Massachusetts and Rhode Island is a great place to live — especially when you consider the beautiful beaches and scenery, fresh seafood, and sense of community found along the coast. Coastal homeowners also enjoy a boost as their home values increase, with many waterfront homes doubling in value over the last 20 years, according to a recent Zillow study. As home values increase, however, so do the costs of insuring these beautiful properties. Luckily, your HIG insurance agent is here to help. While we can’t
You’ve probably seen it in the news, but car insurance rates are on the rise, with all signs pointing to technology as the main culprit. In today’s highly connected world, cars are becoming more advanced with new safety features and technology. While these changes were intended to make cars safer, they also make it more expensive to repair a car when it is involved in an accident. Hence, the increase in car insurance rates in Massachusetts, even for drivers who have not been involved in a recent crash. Here at HIG, we are breaking down why car insurance rates are