Whether you’re just about to purchase a starter home, or you’ve been in the same house for decades, the team at HIG believes it is very important for you to know about the invaluable benefits of having the guaranteed replacement cost endorsement.
If you’re starting to feel a winter chill in the air, then now is the perfect time to make sure that your home —and everything in it—is safe from the most common hazards of the season. From freezing rain and ice to heavy sleet and snow and drastically fluctuating temperatures, your house can take a serious beating during this time of year. But of all the perils of winter, perhaps the most harmful threat to your home is the infamous ice dam. Every year in New England, ice dams cost homeowners millions of dollars and cause serious property damage.
As your local insurance professional, HIG wants to help you and your loved ones have the safest—and simplest—holiday season possible. For this reason, we did a little holiday shopping research for you and put together the following list of four trending gift ideas for 2020. We hope this helps you better understand the good, the bad, and the ugly of having these items in and around your home.
Editor’s Note: This blog was originally published in October 2015 but has been updated to reflect the latest information on fire prevention. Every October, the National Fire Protection Association (NFPA) cooks up a theme for its annual fire prevention week. This year, the focus will be on “Serving Up Fire Safety in the Kitchen.” Raising awareness on how to stay safe in the kitchen is not only the NFPA’s priority but also the HIG team’s mission, for many reasons. The kitchen is typically the most heavily trafficked room in everyone’s home. Almost half (44%) of reported home fires started in
Over the past few months, those of us living on the south coast of Massachusetts and Rhode Island have spent an unprecedented amount of time in our houses, condos, and apartments. Now, as restrictions related to COVID-19 are loosening up, we’re sure that you and your family are looking forward to visiting your favorite restaurants, stores, and playgrounds and may even be excited about getting back to work. However, as most stay-at-home orders are lifted, it’s likely that our homes will remain the central hub of activity for this summer and beyond. As you continue to hang around the house, it’s essential to know that it comes with its risks as well.
Many old buildings in Fall River, MA, have incredible stories to tell and history lessons to teach about our local area and beyond. The Fall River Historical Society on Rock Street, for example, is a treasure trove of local artifacts, including old manuscripts, drawings, paintings, photographs, furniture, and sculptures. There’s also the Lafayette-Durfee House on Cherry Street. Belonging to Colonel Joseph Durfee, who is famous for leading the Fall River militia during the War of Independence, this house contains hand-stitched clothing, civilian muskets and military weapons, medical equipment, and cooking and other household items, all from the 1700s.
Whether you are a first-time homebuyer in the South Coast of Massachusetts or Rhode Island area, or you’re a longtime resident looking to make the move from your current home, the team at HIG wants to make sure you are aware of one key thing that could greatly impact your home buying process. Do you have a healthy credit history?
During this uniquely challenging and confusing time, HIG is doing our best to share as much straightforward and helpful information as we can with the people and communities we serve. Today, we would like to dive into some of the financial support for individuals and families that is included in the recently passed Coronavirus Aid, Relief, and Economic Security (CARES) Act.
The current COVID-19 outbreak is evolving daily. Here at HIG, we are prepared and want to share that if you are not comfortable coming into the HIG Fall River or Somerset offices, we have other options for you to work with our team.
According to the Insurance Information Institute, distracted driving accidents have accounted for over 3,000 fatalities every year for the past decade. This is an alarming statistic that the state of Massachusetts has decided to address with a new law, called “An Act Requiring The Hands-Free Use of Mobile Telephones While Driving, which bans the use of hand-held mobile devices while operating a motor vehicle.