During this uniquely challenging and confusing time, HIG is doing our best to share as much straightforward and helpful information as we can with the people and communities we serve. Today, we would like to dive into some of the financial support for individuals and families that is included in the recently passed Coronavirus Aid, Relief, and Economic Security (CARES) Act.
With Massachusetts Governor Baker and Rhode Island Governor Raimondo’s recent executive orders for all non-essential businesses to temporarily close their brick-and-mortar facilities, small businesses throughout the region are being financially impacted. During this uncertain and unprecedented time, many business owners are left with more questions than answers. Unfortunately, this likely won’t change anytime soon. As the COVID-19 outbreak continues to develop, our team is unable to speak directly to how business insurance policies will respond to a claim, and we would urge you to be wary of any agent who suggests otherwise. However, there are three things we can share with you at this time.
The current COVID-19 outbreak is evolving daily. Here at HIG, we are prepared and want to share that if you are not comfortable coming into the HIG Fall River or Somerset offices, we have other options for you to work with our team.
Is your business in one of the eight most targeted industries for cyberattacks? Find out how HIG can help you manage your cyber risk and keep you protected from cyber threats.
When it comes to medical and health care providers, cyber security is not something to be ignored. The Health Insurance Portability and Accountability Act of 1996 (HIPAA) requires personally identifiable information (PII) and other data to be kept both private and secure. Therefore, HIPAA cyber security compliance requirements must be met in order to protect confidential and private patient records. Here at HIG, our priority is to help health care providers and medical offices understand cyber security risks and how to overcome them.
As a medical professional, you no doubt already carry medical malpractice insurance. In most states this insurance is not only essential for physicians and other health care service providers, but also a legal requirement. However, while your malpractice insurance will provide you with coverage for liability arising from disputed services that result in a patient’s injury or death, this is certainly not the only insurance product that you need to protect yourself, your business and your employees. Learn more about the various coverages you may need and how HIG can help you find the best insurance options for medical offices and health care practices.
Whether you’re a manufacturer of textiles and fabrics, niche high-end products, medical sutures, lighting fixtures, eco-friendly apparel, or any other Massachusetts and Rhode Island domestically-made products, there are always a number of constant, growing, and emerging risks that your company faces, from product quality and contamination issues to breaches of technology.
Every year when the clock strikes midnight and the new year begins, people vow to make changes. New year’s resolutions range from getting healthy, to spending more time with family, to saving money — all great goals to set! But you might be forgetting to include some other important intentions. Here at HIG, we want to make sure you start off 2018 right by being properly insured, which is why we’re offering a few insurance resolutions to accomplish this year. Review & Adjust Your Policies A lot can happen in a year, making now a great time to review your
Do you sometimes wish you had a rewind button? We’ve all had those mornings where we’re rushing to get to work and finishing our breakfast in the car. Sometimes you get there just fine, and sometimes you end up with coffee stains down your shirt. But what if suddenly the worst were to happen — in the flash of a second you’ve gotten into an accident.
Living along the coast means beautiful views of the ocean and the wonderful smell of salt in the air. However, the closer you live to the water, the higher your risk of flooding becomes. In the wake of recent natural disasters like Hurricanes Harvey, Irma, Jose and Maria, HIG wants homeowners to understand the importance of having flood insurance in Massachusetts and Rhode Island, especially considering that 80% of homeowners affected by Hurricane Harvey, unfortunately, did not have flood insurance. We sat down with insurance agent and HIG partner, Paul Burke, to answer homeowners’ most common questions about flood insurance.