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Mortgage & School Loan Relief During COVID-19

During this uniquely challenging and confusing time, HIG is doing our best to share as much straightforward and helpful information as we can with the people and communities we serve. Today, we would like to dive into some of the financial support for individuals and families that is included in the recently passed Coronavirus Aid, Relief, and Economic Security (CARES) Act.

Will a Business Owners Policy Protect Against a Virus-Related Claim?

With Massachusetts Governor Baker and Rhode Island Governor Raimondo’s recent executive orders for all non-essential businesses to temporarily close their brick-and-mortar facilities, small businesses throughout the region are being financially impacted. During this uncertain and unprecedented time, many business owners are left with more questions than answers. Unfortunately, this likely won’t change anytime soon. As the COVID-19 outbreak continues to develop, our team is unable to speak directly to how business insurance policies will respond to a claim, and we would urge you to be wary of any agent who suggests otherwise. However, there are three things we can share with you at this time.

New Hands-Free Law In Massachusetts

According to the Insurance Information Institute, distracted driving accidents have accounted for over 3,000 fatalities every year for the past decade. This is an alarming statistic that the state of Massachusetts has decided to address with a new law, called “An Act Requiring The Hands-Free Use of Mobile Telephones While Driving, which bans the use of hand-held mobile devices while operating a motor vehicle.

An Hig Best Practices Case Study –
How Your Insurance Professional Can Be a Hero If You Ever Experience a House Fire.

“Not Every Hero Wears A Cape” is the theme of this year’s Fire Prevention Week, October 6-12, 2019. Sponsored annually by the National Fire Protection Association (NFPA), the event this year focuses on how each and every one of us is equipped with the “powers” to take small but important actions to keep ourselves and those around us safe in the event of a fire. For homeowners like you, this means that you can be a hero by regularly testing your smoke alarms and planning and practicing your family’s escape route. Whereas for firefighters, being a hero means responding first

Is Your Home Protected from Water Damage?

A very real threat to you and your bank account is lurking in your home, and there’s a good chance that you are doing nothing to combat it – water damage.

As experienced insurance agents, we know that water damage is one of the most common property damage-related claims, which was our biggest motivator behind this post. Throughout this blog, we will be exploring why water damage is a real risk that every homeowner should seriously consider and how to combat it with modern technology, deliberate preparation, and a little ingenuity.

Home Heating Safety

Temperatures are dropping here in New England — which means more residents are cozying up inside their homes. Here at HIG, we want you and your family to stay warm during the cold months ahead, but we also want you to remain safe, which is why we’re offering important information to keep in mind when heating your home this season.

What Storm Damage is Covered by Home Insurance?

Living in New England, homeowners see their fair share of storms including heavy rainfall, lightning strikes, and strong winds. Without the right insurance coverage, storm damage can be devastating both emotionally and financially for homeowners; which is why it pays to work with a local, knowledgeable insurance agency like HIG Insurance.

Tips To Protect Your Home While You’re Away

The summer months are the perfect time for relaxing, soaking up the sun, and getting away. Once you double check that you’ve packed everything you need for a stress-free vacation, don’t forget to check home security off your list. The last thing you want is to return from your vacation to find that your house has been broken into. Not sure where to start? The HIG team has your back and is here to offer some helpful tips you can take to protect your home while you’re away.