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Photo of a flood by a building, used for Flood Insurance QA post

Insurance Agent Paul Burke Answers Your Flood Insurance Questions

Editor’s Note: This blog was originally published in October 2017 but has been updated to include new information about flood insurance. Before investing in flood insurance, most homeowners have many questions about this coverage, including how much coverage to buy, where to buy it, ways to save money on it, and more. In addition to these commonly asked questions, a wave of new inquiries has been coming our way from homeowners and buyers as the news has spread about a historic change in the way flood insurance rates are being determined. Effective October 1, 2021, the Federal Emergency Management Agency

How Your Insurance Professional Can Be a Hero if You Ever Experience a House Fire, Part II

If you’re starting to feel a winter chill in the air, then now is the perfect time to make sure that your home —and everything in it—is safe from the most common hazards of the season. From freezing rain and ice to heavy sleet and snow and drastically fluctuating temperatures, your house can take a serious beating during this time of year. But of all the perils of winter, perhaps the most harmful threat to your home is the infamous ice dam. Every year in New England, ice dams cost homeowners millions of dollars and cause serious property damage.

Image of Bob Salvatore, CEO of CyberComm Inc

HIG Business Insurance Client Spotlight: Straight Talk with CyberComm, Inc. CEO, Bob Salvatore

At HIG, we know it’s not by coincidence or luck that our company has enjoyed over a century in business. We recognize that we owe both our longevity and ongoing agency growth to the clients who have entrusted us with their insurance needs, both business and personal, for generations. To show our appreciation for our clients’ years of support, we decided to kick off a new blog series that puts a spotlight on some of their businesses, many of which are right in your backyard.

Photo of an ice dam damaging a house's gutter and roof

Everything You Need to Know About Ice Dam Prevention

If you’re starting to feel a winter chill in the air, then now is the perfect time to make sure that your home —and everything in it—is safe from the most common hazards of the season. From freezing rain and ice to heavy sleet and snow and drastically fluctuating temperatures, your house can take a serious beating during this time of year. But of all the perils of winter, perhaps the most harmful threat to your home is the infamous ice dam. Every year in New England, ice dams cost homeowners millions of dollars and cause serious property damage.

Four Popular – And Possibly Dangerous – 2020 Gift Ideas

As your local insurance professional, HIG wants to help you and your loved ones have the safest—and simplest—holiday season possible. For this reason, we did a little holiday shopping research for you and put together the following list of four trending gift ideas for 2020. We hope this helps you better understand the good, the bad, and the ugly of having these items in and around your home.

How to Support the Fall River YMCA

How the Fall River YMCA Has Stepped Up to Help the Community and Why It Needs Our Support Now More Than Ever If you grew up with a YMCA in your town, you probably thought of it as the place to learn how to swim. In fact, HIG’s Chris Hadley, principal and insurance broker, has some distinct childhood memories of his brother going to the Fall River YMCA to take swim lessons. Fortunately for Chris and others who have taken swim lessons post-1960, the Fall River YMCA has evolved significantly since those earlier days. Through its membership dues, state and

Dismayed woman opening an oven with smoke pouring out

The Basics of Fire Prevention: National Fire Prevention Week

Editor’s Note: This blog was originally published in October 2015 but has been updated to reflect the latest information on fire prevention. Every October, the National Fire Protection Association (NFPA) cooks up a theme for its annual fire prevention week. This year, the focus will be on “Serving Up Fire Safety in the Kitchen.” Raising awareness on how to stay safe in the kitchen is not only the NFPA’s priority but also the HIG team’s mission, for many reasons. The kitchen is typically the most heavily trafficked room in everyone’s home. Almost half (44%) of reported home fires started in