Personal & Business Insurance Blog | HIG of Massachusetts

Image of Bob Salvatore, CEO of CyberComm Inc

April 7, 2021

HIG Business Insurance Client Spotlight: Straight Talk with CyberComm, Inc. CEO, Bob Salvatore

by HIG Staff / Posted in Commercial Lines, Community

At HIG, we know it’s not by coincidence or luck that our company has enjoyed over a century in business. We recognize that we owe both our longevity and ongoing agency growth to the clients who have entrusted us with their insurance needs, both business and personal, for generations. To show our appreciation for our clients’ years of support, we decided to kick off a new blog series that puts a spotlight on some of their businesses, many of which are right in your backyard.

Photo of an ice dam damaging a house's gutter and roof

January 28, 2021

Everything You Need to Know About Ice Dam Prevention

by HIG Staff / Posted in Personal Lines, Safety Tips

If you’re starting to feel a winter chill in the air, then now is the perfect time to make sure that your home —and everything in it—is safe from the most common hazards of the season. From freezing rain and ice to heavy sleet and snow and drastically fluctuating temperatures, your house can take a serious beating during this time of year. But of all the perils of winter, perhaps the most harmful threat to your home is the infamous ice dam. Every year in New England, ice dams cost homeowners millions of dollars and cause serious property damage.

December 3, 2020

Four Popular – And Possibly Dangerous – 2020 Gift Ideas

by HIG Staff / Posted in Personal Lines, Safety Tips

As your local insurance professional, HIG wants to help you and your loved ones have the safest—and simplest—holiday season possible. For this reason, we did a little holiday shopping research for you and put together the following list of four trending gift ideas for 2020. We hope this helps you better understand the good, the bad, and the ugly of having these items in and around your home.

October 5, 2020

How to Support the Fall River YMCA

by HIG Staff / Posted in Community

How the Fall River YMCA Has Stepped Up to Help the Community and Why It Needs Our Support Now More Than Ever If you grew up with a YMCA in your town, you probably thought of it as the place to learn how to swim. In fact, HIG’s Chris Hadley, principal and insurance broker, has some distinct childhood memories of his brother going to the Fall River YMCA to take swim lessons. Fortunately for Chris and others who have taken swim lessons post-1960, the Fall River YMCA has evolved significantly since those earlier days. Through its membership dues, state and

Dismayed woman opening an oven with smoke pouring out

October 4, 2020

The Basics of Fire Prevention: National Fire Prevention Week

by HIG Staff / Posted in Personal Lines, Safety Tips

Editor’s Note: This blog was originally published in October 2015 but has been updated to reflect the latest information on fire prevention. Every October, the National Fire Protection Association (NFPA) cooks up a theme for its annual fire prevention week. This year, the focus will be on “Serving Up Fire Safety in the Kitchen.” Raising awareness on how to stay safe in the kitchen is not only the NFPA’s priority but also the HIG team’s mission, for many reasons. The kitchen is typically the most heavily trafficked room in everyone’s home. Almost half (44%) of reported home fires started in

Photo of a man using a drill gun to screw two things together while his dog watches apprehensively

August 12, 2020

Staying Safe at Home

by HIG Staff / Posted in Personal Lines, Safety Tips

Over the past few months, those of us living on the south coast of Massachusetts and Rhode Island have spent an unprecedented amount of time in our houses, condos, and apartments. Now, as restrictions related to COVID-19 are loosening up, we’re sure that you and your family are looking forward to visiting your favorite restaurants, stores, and playgrounds and may even be excited about getting back to work. However, as most stay-at-home orders are lifted, it’s likely that our homes will remain the central hub of activity for this summer and beyond. As you continue to hang around the house, it’s essential to know that it comes with its risks as well.

June 22, 2020

Fall River, MA: About a Building

by HIG Staff / Posted in Commercial Lines, Personal Lines

Many old buildings in Fall River, MA, have incredible stories to tell and history lessons to teach about our local area and beyond. The Fall River Historical Society on Rock Street, for example, is a treasure trove of local artifacts, including old manuscripts, drawings, paintings, photographs, furniture, and sculptures. There’s also the Lafayette-Durfee House on Cherry Street. Belonging to Colonel Joseph Durfee, who is famous for leading the Fall River militia during the War of Independence, this house contains hand-stitched clothing, civilian muskets and military weapons, medical equipment, and cooking and other household items, all from the 1700s.

Photo of a man on his laptop checking his credit score

June 15, 2020

How Credit Score Affects Homeowners Insurance Rates

by HIG Staff / Posted in Personal Lines

Whether you are a first-time homebuyer in the South Coast of Massachusetts or Rhode Island area, or you’re a longtime resident looking to make the move from your current home, the team at HIG wants to make sure you are aware of one key thing that could greatly impact your home buying process. Do you have a healthy credit history?

Photo of a couple looking at a laptop screen while doing research

April 16, 2020

Mortgage & School Loan Relief During COVID-19

by HIG Staff / Posted in Commercial Lines, Personal Lines

During this uniquely challenging and confusing time, HIG is doing our best to share as much straightforward and helpful information as we can with the people and communities we serve. Today, we would like to dive into some of the financial support for individuals and families that is included in the recently passed Coronavirus Aid, Relief, and Economic Security (CARES) Act.

Photo of a red and white circle "closed" sign

April 7, 2020

Will a Business Owners Policy Protect Against a Virus-Related Claim?

by HIG Staff / Posted in Commercial Lines

With Massachusetts Governor Baker and Rhode Island Governor Raimondo’s recent executive orders for all non-essential businesses to temporarily close their brick-and-mortar facilities, small businesses throughout the region are being financially impacted. During this uncertain and unprecedented time, many business owners are left with more questions than answers. Unfortunately, this likely won’t change anytime soon. As the COVID-19 outbreak continues to develop, our team is unable to speak directly to how business insurance policies will respond to a claim, and we would urge you to be wary of any agent who suggests otherwise. However, there are three things we can share with you at this time.

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