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How to Support the Fall River YMCA

How the Fall River YMCA Has Stepped Up to Help the Community and Why It Needs Our Support Now More Than Ever If you grew up with a YMCA in your town, you probably thought of it as the place to learn how to swim. In fact, HIG’s Chris Hadley, principal and insurance broker, has some distinct childhood memories of his brother going to the Fall River YMCA to take swim lessons. Fortunately for Chris and others who have taken swim lessons post-1960, the Fall River YMCA has evolved significantly since those earlier days. Through its membership dues, state and

Dismayed woman opening an oven with smoke pouring out

The Basics of Fire Prevention: National Fire Prevention Week

Editor’s Note: This blog was originally published in October 2015 but has been updated to reflect the latest information on fire prevention. Every October, the National Fire Protection Association (NFPA) cooks up a theme for its annual fire prevention week. This year, the focus will be on “Serving Up Fire Safety in the Kitchen.” Raising awareness on how to stay safe in the kitchen is not only the NFPA’s priority but also the HIG team’s mission, for many reasons. The kitchen is typically the most heavily trafficked room in everyone’s home. Almost half (44%) of reported home fires started in

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Staying Safe at Home

Over the past few months, those of us living on the south coast of Massachusetts and Rhode Island have spent an unprecedented amount of time in our houses, condos, and apartments. Now, as restrictions related to COVID-19 are loosening up, we’re sure that you and your family are looking forward to visiting your favorite restaurants, stores, and playgrounds and may even be excited about getting back to work. However, as most stay-at-home orders are lifted, it’s likely that our homes will remain the central hub of activity for this summer and beyond. As you continue to hang around the house, it’s essential to know that it comes with its risks as well.

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Fall River MA: About a Building

Many old buildings in Fall River, MA, have incredible stories to tell and history lessons to teach about our local area and beyond. The Fall River Historical Society on Rock Street, for example, is a treasure trove of local artifacts, including old manuscripts, drawings, paintings, photographs, furniture, and sculptures. There’s also the Lafayette-Durfee House on Cherry Street. Belonging to Colonel Joseph Durfee, who is famous for leading the Fall River militia during the War of Independence, this house contains hand-stitched clothing, civilian muskets and military weapons, medical equipment, and cooking and other household items, all from the 1700s.

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How Credit Score Affects Homeowners Insurance Rates

Whether you are a first-time homebuyer in the South Coast of Massachusetts or Rhode Island area, or you’re a longtime resident looking to make the move from your current home, the team at HIG wants to make sure you are aware of one key thing that could greatly impact your home buying process. Do you have a healthy credit history?

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Mortgage & School Loan Relief During COVID-19

During this uniquely challenging and confusing time, HIG is doing our best to share as much straightforward and helpful information as we can with the people and communities we serve. Today, we would like to dive into some of the financial support for individuals and families that is included in the recently passed Coronavirus Aid, Relief, and Economic Security (CARES) Act.

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Will a Business Owners Policy Protect Against a Virus-Related Claim?

With Massachusetts Governor Baker and Rhode Island Governor Raimondo’s recent executive orders for all non-essential businesses to temporarily close their brick-and-mortar facilities, small businesses throughout the region are being financially impacted. During this uncertain and unprecedented time, many business owners are left with more questions than answers. Unfortunately, this likely won’t change anytime soon. As the COVID-19 outbreak continues to develop, our team is unable to speak directly to how business insurance policies will respond to a claim, and we would urge you to be wary of any agent who suggests otherwise. However, there are three things we can share with you at this time.

Photo of a man using the GPS on his phone while driving to the destination

New Hands-Free Law In Massachusetts

According to the Insurance Information Institute, distracted driving accidents have accounted for over 3,000 fatalities every year for the past decade. This is an alarming statistic that the state of Massachusetts has decided to address with a new law, called “An Act Requiring The Hands-Free Use of Mobile Telephones While Driving, which bans the use of hand-held mobile devices while operating a motor vehicle.

Photo of a damaged window above a bookshelf in a home

An Hig Best Practices Case Study –
How Your Insurance Professional Can Be a Hero If You Ever Experience a House Fire.

“Not Every Hero Wears A Cape” is the theme of this year’s Fire Prevention Week, October 6-12, 2019. Sponsored annually by the National Fire Protection Association (NFPA), the event this year focuses on how each and every one of us is equipped with the “powers” to take small but important actions to keep ourselves and those around us safe in the event of a fire.